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Thread: Should i take GAP insurance????
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    1. #1
      Senior Member leemcp is on a distinguished road leemcp's Avatar
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      Default Should i take GAP insurance????

      Im picking up my R32 tomorow nite and iv been offered GAP insurance for £400. Is it realy worth that price or can i get it cheaper elsewhere?

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    3. #2
      Site Signature Maker The Womble is on a distinguished road The Womble's Avatar
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      I'd say so, well worth it if anything happens !


    4. #3
      Junior Member Taff is on a distinguished road
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      Yes it is, but not for that sort of money!
      Get an online qoute from GAP and it should be way less than £200...

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      .:R32OC Parking Attendant Toffs is on a distinguished road Toffs's Avatar
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      Look, at ANY point in the cars life you are at risk for it being written off - if you look at the cold hard facts its just a silly way to spend £400. Most likely if you did have an accident (that was your fault) then it WON'T be written off, and the excess for your insurance will be less than £400 !
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    6. #5
      Junior Member Taff is on a distinguished road
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      If you go for GAP insurance, on a back to invoice value, over a 3 year period, which should cost less than £200: In the event of your car being written off for whatever reason, GAP will cover the difference for what the insurance boys say its worth [not a lot] and what you paid for it. I think this might put a smile on my face if this was to happen after 35 months.....

    7. #6
      Senior Member leemcp is on a distinguished road leemcp's Avatar
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      Cheers for the replies, i just got a quote for £155 online so ad be aswell just paying it. Iv already had a write off so theres always the possibility ad do it again lol

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      Senior Member xjkx is on a distinguished road
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      i had it once, and wrote a car off. i was very poor at the time, and saved me!

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    9. #8
      Senior Member richie_mck is on a distinguished road
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      i bought gap insurance on mine but only because it came with two free services

    10. #9
      Senior Member delta is on a distinguished road delta's Avatar
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      Hi there i got my r32 from ridgeway vw in newbury and my gap insurance was only £299 !!!
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    11. #10
      Senior Member JonnyG is on a distinguished road JonnyG's Avatar
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      I would always get GAP on an R32 ... they are a very "nickable" car yet the GAP insurance premiium is just the same as a Hyundai !! (i.e the risk of it being stolen is not reflected in the GAP premium)

      All IMHO
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    12. #11
      .:R32OC Site Contributor Knobby is on a distinguished road
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      Sounds really expensive!

      check out GAP Insurance underwritten by Fortis Insurance Limited.

      Mine was about £180.00.. for a return to Value cover, which was more than i paid for it anyway

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      Senior Member r32_dub is on a distinguished road r32_dub's Avatar
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      All car garages make a huge profit on selling GAP insurance. They were trying to sell me the same thing at £400. I refused telling them it was too expensive and Ill get it elsewhere then after the deal was done the salesmen had a private word in my ear saying he could do it for cost at £170!

      I took this up as I will be devistated if anything happened and I didn't protect my purchase for £55 a year!

      Totally down to personal preference mate.......

    14. #13
      .:R32OC Parking Attendant Toffs is on a distinguished road Toffs's Avatar
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      Quote Originally Posted by Taff View Post
      If you go for GAP insurance, on a back to invoice value, over a 3 year period, which should cost less than £200: In the event of your car being written off for whatever reason, GAP will cover the difference for what the insurance boys say its worth [not a lot] and what you paid for it. I think this might put a smile on my face if this was to happen after 35 months.....

      At that price, or the £155 quoted below its a different storey ! £400 is a total rip off.
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    15. #14
      Senior Member R32 DBP is on a distinguished road
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      I'd make sure it was a VW gap insurance, as my AA didn't cover things like ipod connection, supagard etc. However when my red gt 170 tsi was stolen and used in armed robberies as a getaway vehicle, i got 14 grand insurance, and about 4 gap, despite paying about 20 grand for the car. Despite this, i wouldn't buy an expensive new car without it!

      Hope this helps!

    16. #15
      .:R32OC Site Contributor James (caxton01) is on a distinguished road James (caxton01)'s Avatar
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      Bleep when I brought my R over two years ago I brought my GAP insurance from VW and I should have looked in the internet for better prices , (I paid £299.00 I think back then )

      Just hope that I don't need to use it though but it is always handy if anything happens !
      James


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