Thread: Should i take GAP insurance????

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I'd say so, well worth it if anything happens !

Look, at ANY point in the cars life you are at risk for it being written off - if you look at the cold hard facts its just a silly way to spend £400. Most likely if you did have an accident (that was your fault) then it WON'T be written off, and the excess for your insurance will be less than £400 !

i had it once, and wrote a car off. i was very poor at the time, and saved me!

i bought gap insurance on mine but only because it came with two free services

Hi there i got my r32 from ridgeway vw in newbury and my gap insurance was only £299 !!!

I would always get GAP on an R32 ... they are a very "nickable" car yet the GAP insurance premiium is just the same as a Hyundai !! (i.e the risk of it being stolen is not reflected in the GAP premium)

All IMHO

Sounds really expensive!

check out GAP Insurance underwritten by Fortis Insurance Limited.

Mine was about £180.00.. for a return to Value cover, which was more than i paid for it anyway

All car garages make a huge profit on selling GAP insurance. They were trying to sell me the same thing at £400. I refused telling them it was too expensive and Ill get it elsewhere then after the deal was done the salesmen had a private word in my ear saying he could do it for cost at £170!

I took this up as I will be devistated if anything happened and I didn't protect my purchase for £55 a year!

Totally down to personal preference mate.......

Originally Posted by Taff

If you go for GAP insurance, on a back to invoice value, over a 3 year period, which should cost less than £200: In the event of your car being written off for whatever reason, GAP will cover the difference for what the insurance boys say its worth [not a lot] and what you paid for it. I think this might put a smile on my face if this was to happen after 35 months.....

At that price, or the £155 quoted below its a different storey ! £400 is a total rip off.

Bleep when I brought my R over two years ago I brought my GAP insurance from VW and I should have looked in the internet for better prices , (I paid £299.00 I think back then )

Just hope that I don't need to use it though but it is always handy if anything happens !