Thread: i want a R32 real bad and a big fan but 17

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hi, im 19 and now having almost 2 years ncb and driving experiance and having a love af r32's ive been looking into insurance, i've been quoted £1600 for an 03plate R for TPF+T and £2700 fully comp.
hope this helps mate

Jonny

ok so i guess after uni ill be 22 so i could get one then and the prices will go down and on top of that my insurance will go down
i know preferably it is best if i get a real shitty car first time round and just build my no claims but i rather drive a good car from the start.
thanks for the help everyone
i am hoping to join you one day on this R32 forum if not at 22 then sooner (i hope)

Why not that you by a cheap old ogly car and do the insurence on that one ( put it somwhere)
Then by the r and put it in your fathers insurence
( maby even some discount from the insurence for the 2end insurence deal)
maby?

Originally Posted by amster

Why not that you by a cheap old ogly car and do the insurence on that one ( put it somwhere)
Then by the r and put it in your fathers insurence
( maby even some discount from the insurence for the 2end insurence deal)
maby?

that's known as 'fronting' and UK insurance companies are very hot on that.. it's illegal and is just as bad as not having insurance at all

Can I ask a question?

Can you actually afford to buy the car in the first place?

If you can then the insurance is just a small stumbling block.

If you can actually buy the car and really want it that bad you could do what i did when I was 18. I was lucky enough to come into some money when i was younger and instead of buying a house or something sensible i bought a brand new 2002 MK4 1.8T GTi and insured it under my old man's name and me as a named on the policy.

I was 18, Zero no claims £830 with Bell Direct, who are Admiral/Elephant etc.

Only bad thing about it was the fact that I wasnt earning any no claims.

But I wanted the car so that was my solution. Otherwise I was looking at £2,000.

had mine wen i was 19 with 2 ncb was paying 3k with norwitch union

Build up ur no claims & u could have wan by the age of 20, i was goin 2 get wan this yr bt had 2 claim insurance:( I had a quote on a MarkIV R32 £1640, fully comp in ma own name!
Try internet site's like go-compare, confused etc etc

I've got my MK4 insured with Elephant which is the same basically and they told me that there were certain ages restrictions on gaining no claims as a named driver on a policy.

I wrote off a polo gti when i was 18 and therefore had a 5k claim against my name, i started on admirals 10 month bonus accelerator (1yrs no claims for 10 months driving, and its recognised as a full years no claims to other companies too) and I drove another polo gti until december 08 when i turned 21. I bought an R before xmas and insured it for £1100 with 1 yrs no claims, i am the policy holder/main driver.

Just wait. Why do you think insurance is so high for young people? Its because the ones with abit of money buy fast cars and crash then claim, making insurance premiums high! Get a cheap run around, it will make you appreciate the R32 so much more.

I had a 1.1 fiesta as my first car and remember that every time i get in my R! It makes the smile that much bigger!

Originally Posted by Jules86

Just wait. Why do you think insurance is so high for young people? Its because the ones with abit of money buy fast cars and crash then claim, making insurance premiums high! Get a cheap run around, it will make you appreciate the R32 so much more.

I had a 1.1 fiesta as my first car and remember that every time i get in my R! It makes the smile that much bigger!

I agree, but remember how it felt when I was younger and couldnt afford another car other than my Saxo 1.1! I'm glad now that I just accumilated ncd and saved the money so that when I finished Uni and now earn enough, I can afford to run and look after it.

I actually drove my old Saxo the other day (sold it to my step bro) - now that was wierd!! I kept pushing down my right foot and expecting the torque to kick in and nearly crashed it going around a corner in the wet lol

When i moved my vtr to sell to my mate i put the breaks on and forgot how bad they were. Nearly ended up in the house across the road from the junction!