[Irf]

Hey guys,

Managed to destroy the front end of the car for the third time now. Not happy at all. Going to have to go through insurance this time />

Any ideas on rough cost to get it repaired? Am hoping they don't write the car off!

Looks like:

- Bumper
- Grill
- Headlight
- Bonnet
- N/S wing
- crash bar
- front engine panel
- misc bits ie badge etc

After the fox took out the bumper, grill, fans and two radiators, I ended up with a bill for 3k. I can imagine this costing more tbh

Wont know e full extent of the damage until its in bits./>

 

[R32paulm]

Hey irfan
Doesn't look good,what did you hit?
Think sourcing some parts 2nd hand will keep costs down

 

[J55TTC]

Not nice! There were some bumpers on eBay not long ago

 

[Irf]

I won't be using second hand parts. Car will be getting repaired properly through insurance, am just hoping the bill doesn't run into a stupid amount and they write the car off?

Ran into the back of my mate, a mkiv golf! Only minor damage to her bumper.

 

[PaulW]

I won't be using second hand parts. Car will be getting repaired properly through insurance, am just hoping the bill doesn't run into a stupid amount and they write the car off?

Ran into the back of my mate, a mkiv golf! Only minor damage to her bumper.

Nah unlikely to be a write off. Im sure it gets recorded so if anyone does a check they can see its been repaired. I would take MILLIONS of photos.

Was you being silly or was it a genuine bump?

 

[RobK]

Was you being silly or was it a genuine bump?

If he is wanting insurance to cover it, he probably shouldn't answer that question on a public forum.

 

[Douggie MkIV]

If the crush cells on the chassis legs are untouched you may be ok, but you'd be amazed at how cars these days hide absorbed crash damage. Most insurance companies will strongly consider total loss at 66% of the value of the car, the numbers go flying up pretty fast with these motors, good luck though and as above ^^ millions of photos.

 

[Fat Head]

Souldnt be a write off, by the sounds of it its only cosmetic damage, but your insurance premium will sky rocket next year, personally id never claim off insurance unless it has been stolen or rolled over lol, they always win and get their money back somehow, id price stuff up with 2nd hand parts before i went down that route, but like you say if it goes into silly money then you have no choice but to :/

 

[cuprabob]

Im sure it gets recorded so if anyone does a check they can see its been repaired.

As far as I'm aware it's only recorded against the car if it's a write off. Routine HPI check won't pick up damage repaired cars even if the repair is paid for by an insurance company.

 

[PaulW]

As far as I'm aware it's only recorded against the car if it's a write off. Routine HPI check won't pick up damage repaired cars even if the repair is paid for by an insurance company.

I though it was recorded as damaged repaired? COULD be wrong

 

[Irf]

Nah unlikely to be a write off. Im sure it gets recorded so if anyone does a check they can see its been repaired. I would take MILLIONS of photos.

Was you being silly or was it a genuine bump?

It was a genuine bump

Wasn't speeding or driving like an idiot.

Was in Birmingham, on a roundabout by Star City. My mates has stopped at some temporary lights just off the roundabout and I didn't realise they had stopped. They literally slammed their brakes on too as the lights went from green to red. I was concentrating on car coming from the right and by the time I looked ahead they'd already stopped

Repairer has sent a preliminary estimate off to the insurer, £4.5k of damage so far ????

 

[Irf]

Doesn't look too bad without the mangled bumper and grill!

 

[N111K JS]

Ouch sorry to hear that! Always sad to see ur car in sad state. Hopefully all will be sorted. Even if the car gets written off u can still buy it bk as salvage and repair using 2nd hand parts for a fraction of the cost.

 

[Irf]

It won't get written off luckily enough. Just hoping the insurer authorises the repairs ASAP and its back on the road causing chaos!

On the plus side, no more stone chips on the front ????

 

[Guest]

View attachment 13248

View attachment 13249

View attachment 13250

Doesn't look too bad without the mangled bumper and grill!

 

[Guest]

It was a genuine bump

Wasn't speeding or driving like an idiot.

Was in Birmingham, on a roundabout by Star City. My mates has stopped at some temporary lights just off the roundabout and I didn't realise they had stopped. They literally slammed their brakes on too as the lights went from green to red. I was concentrating on car coming from the right and by the time I looked ahead they'd already stopped

Repairer has sent a preliminary estimate off to the insurer, £4.5k of damage so far í ½í¸³

Be sure to give early and full disclosure to your insurer. I suspect it might be tempting not to tell them, or to deny if specifically asked, that the car you hit was driven by a friend. If you do that and they find out the truth, indemnity will be withdrawn in a heartbeat. Don't give them the excuse.

 

[Irf]

I used to work in the insurance industry. All mods declared and told them exactly what happened. Doesn't make a difference to them who I hit as they're not claiming personal injury. If they had, then they might have investigated further.