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My car has got done for the second time now at work and debating what to do?

Got 9 years NCB protected and its fully comp and just wondering if anyone has ever bitten the bullet and made a claim? Did your insurance go up much the following year? I'm thinking I am in my mid 30's so it can't go up much more if I claim can it?

Looking at my policy it does say I can claim for accidental damage but can't find anything on vandalism. I found a website that said a lot of fully comp polices should cover this but I always thought they didn't.

I made a none fault claim 2 years ago which didn't go against me so I guess I would still be fine?
 

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Your policy will cover it but unless it's really bad I wouldn't make a claim. Even with protected NCD you will have to declare it for the next 5 years and it will affect your insurance cost for the next 5 years. Not to mention you'll still have to pay any excess on the policy.
 
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