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· Senior Member
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673 Posts
Discussion Starter · #1 ·
Hi guys as some of you are aware I hit a badger and it caused quiet a bit of damage, well more than expected, £5780 2 quotes this being the lowest,
I had car insured for £7000 and after a bit of haggling with them I accepted £6500,
They wanted me to buy the car back for just over £2500 meaning I would only get £4000 in payment and beat up car, so I did my maths and if I got car back it would then cost me out my own pocket about £1500-2000 to put right and I thought wots point of insurance if its going to cost me and have a cat c or d car.
So I've been looking around for a nice mk4 r32 but there are no nice ones out there,

I've now got a bmw 330 with the money and until I've saved up enough to get a nice mk5 r32 in the near future,
I will be still on here having a moch about and a nose at what's going on.
http://emob826.photobucket.com/albums/zz189/gibbsy1/mediaCAC8L3FT_zpsf5c73028.jpg?t=1367109446
Just a little pic of what I've got.

P.s insurance company tried to void my policy saying that my car had 18inch multi spoke wheels and that it should have 15inch wheels, lol
After a debate the manager agreed I was right and the car comes with 18inch multi spoke wheels,
Do guys all I'm trying to say is if you have modified your wheels, they will try and void ur policy, so let them know or be lucky

Regards Dave

Sent from Sputnik the redundant satellite
 

· Senior Member
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673 Posts
Discussion Starter · #3 ·
Cheers split I think I made right choice

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· Senior Member
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2,647 Posts
Shocking when they try it on in your time of need!

I would undertand if you mis-declared points and major personal details.

They tried it on with my mate and his RS4 claim.....saying he hadnt declared points...he had to argue they were already 5+ years old.....i think they try and pressure you into making mistakes..

I had no trouble with a written off new Clio Sport many years back. Paid out quickly. No issues.
 

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4,179 Posts
You could have bought the car back and sold it in bits, you would have made more money, but it can be stressful, all the best
 

· Senior Member
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673 Posts
Discussion Starter · #7 ·
I was going to sell in bits fathead but I just carnt be arsed to break it and send bits here there and every were

Cheers any way guys

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